1/23/2024 0 Comments Cost of home title lock![]() ![]() Read on to learn more about title fraud, potential warning signs you may be a victim of title theft, and how to protect yourself and your home from fraudsters. With our services, we provide financial guarantees of up to $1,000,000 depending on the subscription chosen.While that may sound worrying, the good news is that home title theft is not as common as you may think, and there are multiple ways homeowners can protect themselves against home title fraud. In an email, a spokesperson wrote, “We provide resolution, the county will alert you, but you will need to figure out how to resolve the matter on your own. They say the difference is their service can help provide legal help if a cybercrook files a quitclaim deed for your property. We reached out to Home Title Lock, and they told us, yes, their service uses the same county records you can already access. “Why pay the $15 a month to some company that they really can’t guarantee that they actually can stop that recording or notify you the moment that recording happens?” Barney said. But she can check her title records online for anything fishy, for free. Utah County doesn’t have a title monitoring service for Dana Barney to use. Washington County is already there, as is Uintah County. We all see the importance of notifying property owners of your property record,” she said. “Some of my fellow county recorders are already there, and some are in the process of getting there. Hobbs said her office has teamed up with other county recorders across Utah. Registering takes just a few minutes and it can be done over the phone. “You are immediately notified if anything’s recorded on your property,” Hobbs explained. Salt Lake County Recorder Rashelle Hobbs explains to KSL’S Matt Gephardt that her office offers Property Watch, a free title monitoring service for property owners in the county. That is something you can already do on your own - for the one-time, mind-boggling low price of free said Salt Lake County Recorder Rashelle Hobbs. What they can do is check public records. It is not like they are staffed with clairvoyants able to warn you before a crook strikes. Lanza added the 24/7 monitoring touted in the ads is not some magic access only the service has. “The people who lent the money are going to have the issue there because they didn’t do their due diligence in checking to make sure that the property was legitimately owned by the person getting the home equity loan, or any new buyer.” “If that happens, it’s not going to fall back on the person that’s been victimized,” Lanza explained. And if a buyer or a lender bypasses due diligence to rely on that forged deed - they are out of luck, not you. Possession cannot be conveyed to someone else. “It requires again, a lot of knowledge and forgeries on the signatures of the people selling the house, forgeries of a notarization, and then the county has to basically overlook all that stuff.”Įven if a crook successfully forges a deed, it is still not valid. Home title theft occurs when the crook forges your name on a quitclaim deed, files it with the county and then takes out a loan against your home or tries to sell it. Sometimes it’s more,” he said of the frequency of inquiries he gets from concerned homeowners who have seen the ads. “Something like 15 people a week maybe, give or take. “I’ve never seen a case of that happening,” said Nathan Darmiento, a land records specialist with the Salt Lake County Recorder’s Office.ĭarmiento said he’s hearing from property owners shook up by that ad and others like it. The infomercial is spooking homeowners across the Wasatch Front, too. ![]() That sense of panic did not just land on Dana’s doorstep in Utah County. Have you seen the infomercials about the threat of losing your home to title thieves? I'll separate the fears from the facts when it comes to protecting your home title tonight on at 10. “Woke up early in the morning, like, I really need to go check on these things.” “I watched it late at night and I couldn’t sleep,” she said. While Barney said she did not appreciate the scare tactics, they raised concerns. They will monitor your title, 24/7, and alert you if there is any funny business. ![]() “All I know is that innocent children are out in the streets,” said a woman identified as a victim in the ad.īut wait! Home Title Lock vows to prevent such a cruel fate for just $15.
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